KS STATEBANK

MANHATTAN, KS | Large | Est. Jan. 21, 1969, midnight | FDIC #19899 | RSSD #160959 | FDIC
Latest Report: 2025-12-31

KS STATEBANK is aln large FDIC-insured commercial bank headquartered in MANHATTAN, KS, established in Jan. 21, 1969, midnight. As of 2025-12-31, the bank reported total assets of $2.6B and total deposits of $2.2B. Profitability stands at 1.91% ROA and 15.77% ROE, with a net interest margin of 3.48%. The bank's CET1 capital ratio is 12.37%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 2.25% and a Texas Ratio of 13.73%. FDIC Certificate #19899.

Assets

$2.6B

Deposits

$2.2B

Loans

$2.1B

Equity

$327M

Profitability

Return on Assets (ROA) 1.91%
Return on Equity (ROE) 15.77%
Net Interest Margin (NIM) 3.48%
Yield on Assets 6.51%
Cost of Funds 3.95%

Asset Quality

NPL Ratio 2.25%
Net Charge-Off Ratio 0.02%
Texas Ratio 13.73%
NPA Ratio 1.90%
ACL / Loans 1.88%

Capital & Liquidity

CET1 Ratio 12.37%
Tier 1 Capital 12.37%
Total Capital Ratio 12.99%
Leverage Ratio 12.41%
Loan-to-Deposit 92.96%

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