CANANDAIGUA NATIONAL BANK AND TRUST COMPANY, THE

CANANDAIGUA NATIONAL BANK AND TRUST COMPANY, THE is aln large FDIC-insured commercial bank headquartered in CANANDAIGUA, NY, established in Dec. 1, 1887, midnight. As of 2025-12-31, the bank reported total assets of $5.3B and total deposits of $4.4B. Profitability stands at 1.10% ROA and 12.92% ROE, with a net interest margin of 3.65%. The bank's CET1 capital ratio is 12.30%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.89% and a Texas Ratio of 7.23%. FDIC Certificate #6985.