CENTREBANK

VEEDERSBURG, IN | Small | Est. Oct. 13, 1917, midnight | FDIC #15532 | RSSD #163343 | FDIC
Latest Report: 2025-12-31

CENTREBANK is asn small FDIC-insured commercial bank headquartered in VEEDERSBURG, IN, established in Oct. 13, 1917, midnight. As of 2025-12-31, the bank reported total assets of $112M and total deposits of $92M. Profitability stands at 1.60% ROA and 9.38% ROE, with a net interest margin of 6.17%. The bank's CET1 capital ratio is 17.13%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.18% and a Texas Ratio of 0.79%. FDIC Certificate #15532.

Assets

$112M

Deposits

$92M

Loans

$92M

Equity

$19M

Profitability

Return on Assets (ROA) 1.60%
Return on Equity (ROE) 9.38%
Net Interest Margin (NIM) 6.17%
Yield on Assets 7.19%
Cost of Funds 1.13%

Asset Quality

NPL Ratio 0.18%
Net Charge-Off Ratio 0.02%
Texas Ratio 0.79%
NPA Ratio 0.15%
ACL / Loans 1.46%

Capital & Liquidity

CET1 Ratio 17.13%
Tier 1 Capital 17.13%
Total Capital Ratio 17.99%
Leverage Ratio 17.20%
Loan-to-Deposit 100.24%

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