BanksCENTREBANK

CENTREBANK

VEEDERSBURG, INSmallEst. Oct. 13, 1917, midnightFDIC #15532RSSD #163343FDIC
Latest · 2025-12-31

CENTREBANK is an FDIC-insured commercial bank headquartered in VEEDERSBURG, IN, established in Oct. 13, 1917, midnight. As of 2025-12-31, the bank reported total assets of $112M and total deposits of $92M. Profitability stands at 1.60% ROA and 9.38% ROE, with a net interest margin of 6.17%. CET1 capital ratio: 17.13%, well above regulatory minimums. NPL ratio: 0.18% · Texas Ratio: 0.79%. Operates 6 domestic branches.

Assets
$112M
Deposits
$92M
Loans
$92M
Equity
$19M

Profitability

Return on Assets (ROA)1.60%
Return on Equity (ROE)9.38%
Net Interest Margin6.17%
Yield on Assets7.19%
Cost of Funds1.13%

Asset Quality

NPL Ratio0.18%
Net Charge-Off Ratio0.02%
Texas Ratio0.79%
NPA Ratio0.15%
ACL / Loans1.46%

Capital & Liquidity

CET1 Ratio17.13%
Tier 1 Capital17.13%
Total Capital Ratio17.99%
Leverage Ratio17.20%
Loan-to-Deposit100.24%

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