INCREDIBLEBANK

WAUSAU, WI | Large | Est. Dec. 8, 1967, midnight | FDIC #19772 | RSSD #163549 | FDIC
Latest Report: 2025-12-31

INCREDIBLEBANK is aln large FDIC-insured commercial bank headquartered in WAUSAU, WI, established in Dec. 8, 1967, midnight. As of 2025-12-31, the bank reported total assets of $2.1B and total deposits of $1.7B. Profitability stands at 1.25% ROA and 16.69% ROE, with a net interest margin of 4.00%. The bank's CET1 capital ratio is 10.35%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.66% and a Texas Ratio of 6.68%. FDIC Certificate #19772.

Assets

$2.1B

Deposits

$1.7B

Loans

$1.5B

Equity

$156M

Profitability

Return on Assets (ROA) 1.25%
Return on Equity (ROE) 16.69%
Net Interest Margin (NIM) 4.00%
Yield on Assets 6.19%
Cost of Funds 2.64%

Asset Quality

NPL Ratio 0.66%
Net Charge-Off Ratio 0.50%
Texas Ratio 6.68%
NPA Ratio 0.55%
ACL / Loans 1.01%

Capital & Liquidity

CET1 Ratio 10.35%
Tier 1 Capital 10.35%
Total Capital Ratio 11.34%
Leverage Ratio 8.15%
Loan-to-Deposit 88.73%

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