F&M BANK is amn medium FDIC-insured commercial bank headquartered in EDMOND, OK, established in Jan. 1, 1902, midnight. As of 2025-12-31, the bank reported total assets of $810M and total deposits of $668M. Profitability stands at 0.85% ROA and 7.21% ROE, with a net interest margin of 4.40%. The bank's CET1 capital ratio is 11.45%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 1.81% and a Texas Ratio of 10.69%. FDIC Certificate #12761.
Assets
$810M
Deposits
$668M
Loans
$605M
Equity
$93M
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