LAKE REGION BANK

NEW LONDON, MN | Small | Est. Jan. 12, 1915, midnight | FDIC #10965 | RSSD #164153 | FDIC
Latest Report: 2025-12-31

LAKE REGION BANK is asn small FDIC-insured commercial bank headquartered in NEW LONDON, MN, established in Jan. 12, 1915, midnight. As of 2025-12-31, the bank reported total assets of $144M and total deposits of $129M. Profitability stands at 1.02% ROA and 11.29% ROE, with a net interest margin of 4.91%. The bank's CET1 capital ratio is 20.41%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.03% and a Texas Ratio of 0.16%. FDIC Certificate #10965.

Assets

$144M

Deposits

$129M

Loans

$74M

Equity

$13M

Profitability

Return on Assets (ROA) 1.02%
Return on Equity (ROE) 11.29%
Net Interest Margin (NIM) 4.91%
Yield on Assets 5.61%
Cost of Funds 0.72%

Asset Quality

NPL Ratio 0.03%
Net Charge-Off Ratio 0.17%
Texas Ratio 0.16%
NPA Ratio 0.02%
ACL / Loans 1.02%

Capital & Liquidity

CET1 Ratio 20.41%
Tier 1 Capital 20.41%
Total Capital Ratio 21.33%
Leverage Ratio 11.07%
Loan-to-Deposit 57.10%

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