STOUGHTON CO-OPERATIVE BANK

STOUGHTON, MA | Small | Est. Jan. 1, 1886, midnight | FDIC #26513 | RSSD #164975 | FED
Latest Report: 2025-12-31

STOUGHTON CO-OPERATIVE BANK is asn small FDIC-insured commercial bank headquartered in STOUGHTON, MA, established in Jan. 1, 1886, midnight. As of 2025-12-31, the bank reported total assets of $135M and total deposits of $118M. Profitability stands at 0.44% ROA and 4.86% ROE, with a net interest margin of 3.11%. The bank's CET1 capital ratio is 9.11%. Asset quality metrics show a non-performing loan ratio of 0.00% and a Texas Ratio of 0.00%. FDIC Certificate #26513.

Assets

$135M

Deposits

$118M

Loans

$110M

Equity

$12M

Profitability

Return on Assets (ROA) 0.44%
Return on Equity (ROE) 4.86%
Net Interest Margin (NIM) 3.11%
Yield on Assets 5.04%
Cost of Funds 1.95%

Asset Quality

NPL Ratio 0.00%
Net Charge-Off Ratio --
Texas Ratio 0.00%
NPA Ratio 0.00%
ACL / Loans 0.67%

Capital & Liquidity

CET1 Ratio 9.11%
Tier 1 Capital 9.11%
Total Capital Ratio 9.57%
Leverage Ratio 9.61%
Loan-to-Deposit 93.31%

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