NEW MARKET BANK

ELKO NEW MARKET, MN | Small | Est. June 10, 1905, midnight | FDIC #1931 | RSSD #165758 | FDIC
Latest Report: 2025-12-31

NEW MARKET BANK is asn small FDIC-insured commercial bank headquartered in ELKO NEW MARKET, MN, established in June 10, 1905, midnight. As of 2025-12-31, the bank reported total assets of $191M and total deposits of $173M. Profitability stands at 1.06% ROA and 12.51% ROE, with a net interest margin of 4.33%. The bank's CET1 capital ratio is 9.78%. Asset quality metrics show a non-performing loan ratio of 0.00% and a Texas Ratio of 0.00%. FDIC Certificate #1931.

Assets

$191M

Deposits

$173M

Loans

$114M

Equity

$16M

Profitability

Return on Assets (ROA) 1.06%
Return on Equity (ROE) 12.51%
Net Interest Margin (NIM) 4.33%
Yield on Assets 5.42%
Cost of Funds 1.12%

Asset Quality

NPL Ratio 0.00%
Net Charge-Off Ratio -0.03%
Texas Ratio 0.00%
NPA Ratio 0.00%
ACL / Loans 1.28%

Capital & Liquidity

CET1 Ratio 9.78%
Tier 1 Capital 12.91%
Total Capital Ratio 14.12%
Leverage Ratio 8.83%
Loan-to-Deposit 65.89%

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