BANK OF FRANKEWING

FRANKEWING, TN | Small | Est. Dec. 13, 1920, midnight | FDIC #1484 | RSSD #166531 | FDIC
Latest Report: 2025-12-31

BANK OF FRANKEWING is asn small FDIC-insured commercial bank headquartered in FRANKEWING, TN, established in Dec. 13, 1920, midnight. As of 2025-12-31, the bank reported total assets of $446M and total deposits of $396M. Profitability stands at -0.40% ROA and -3.79% ROE, with a net interest margin of 3.85%. The bank's CET1 capital ratio is 10.82%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 5.39% and a Texas Ratio of 37.12%. FDIC Certificate #1484.

Assets

$446M

Deposits

$396M

Loans

$300M

Equity

$48M

Profitability

Return on Assets (ROA) -0.40%
Return on Equity (ROE) -3.79%
Net Interest Margin (NIM) 3.85%
Yield on Assets 6.10%
Cost of Funds 2.32%

Asset Quality

NPL Ratio 5.39%
Net Charge-Off Ratio 1.51%
Texas Ratio 37.12%
NPA Ratio 4.46%
ACL / Loans 1.77%

Capital & Liquidity

CET1 Ratio 10.82%
Tier 1 Capital 10.82%
Total Capital Ratio 11.37%
Leverage Ratio 10.46%
Loan-to-Deposit 75.63%

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