LIBERTY NATIONAL BANK IN PARIS, THE

PARIS, TX | Small | Est. April 17, 1931, midnight | FDIC #3384 | RSSD #1669 | OCC
Latest Report: 2025-12-31

LIBERTY NATIONAL BANK IN PARIS, THE is asn small FDIC-insured commercial bank headquartered in PARIS, TX, established in April 17, 1931, midnight. As of 2025-12-31, the bank reported total assets of $463M and total deposits of $409M. Profitability stands at 1.02% ROA and 8.71% ROE, with a net interest margin of 3.68%. The bank's CET1 capital ratio is 11.15%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.06% and a Texas Ratio of 0.34%. FDIC Certificate #3384.

Assets

$463M

Deposits

$409M

Loans

$317M

Equity

$52M

Profitability

Return on Assets (ROA) 1.02%
Return on Equity (ROE) 8.71%
Net Interest Margin (NIM) 3.68%
Yield on Assets 5.65%
Cost of Funds 2.06%

Asset Quality

NPL Ratio 0.06%
Net Charge-Off Ratio 0.15%
Texas Ratio 0.34%
NPA Ratio 0.04%
ACL / Loans 1.83%

Capital & Liquidity

CET1 Ratio 11.15%
Tier 1 Capital 11.15%
Total Capital Ratio 11.70%
Leverage Ratio 11.74%
Loan-to-Deposit 77.54%

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