BLUFF VIEW BANK

GALESVILLE, WI | Small | Est. Jan. 1, 1883, midnight | FDIC #8693 | RSSD #167453 | FDIC
Latest Report: 2025-12-31

BLUFF VIEW BANK is asn small FDIC-insured commercial bank headquartered in GALESVILLE, WI, established in Jan. 1, 1883, midnight. As of 2025-12-31, the bank reported total assets of $152M and total deposits of $119M. Profitability stands at 1.78% ROA and 12.83% ROE, with a net interest margin of 4.27%. The bank's CET1 capital ratio is 19.11%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.00% and a Texas Ratio of 0.00%. FDIC Certificate #8693.

Assets

$152M

Deposits

$119M

Loans

$97M

Equity

$22M

Profitability

Return on Assets (ROA) 1.78%
Return on Equity (ROE) 12.83%
Net Interest Margin (NIM) 4.27%
Yield on Assets 6.03%
Cost of Funds 1.91%

Asset Quality

NPL Ratio 0.00%
Net Charge-Off Ratio -0.01%
Texas Ratio 0.00%
NPA Ratio 0.00%
ACL / Loans 1.04%

Capital & Liquidity

CET1 Ratio 19.11%
Tier 1 Capital 19.11%
Total Capital Ratio 19.93%
Leverage Ratio 14.56%
Loan-to-Deposit 81.96%

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