ARMOR BANK

FORREST CITY, AR | Small | Est. Jan. 1, 1919, midnight | FDIC #28812 | RSSD #168571 | FED
Latest Report: 2025-12-31

ARMOR BANK is asn small FDIC-insured commercial bank headquartered in FORREST CITY, AR, established in Jan. 1, 1919, midnight. As of 2025-12-31, the bank reported total assets of $482M and total deposits of $438M. Profitability stands at 0.64% ROA and 7.60% ROE, with a net interest margin of 4.10%. The bank's CET1 capital ratio is 12.15%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.16% and a Texas Ratio of 1.24%. FDIC Certificate #28812.

Assets

$482M

Deposits

$438M

Loans

$367M

Equity

$42M

Profitability

Return on Assets (ROA) 0.64%
Return on Equity (ROE) 7.60%
Net Interest Margin (NIM) 4.10%
Yield on Assets 6.22%
Cost of Funds 2.15%

Asset Quality

NPL Ratio 0.16%
Net Charge-Off Ratio 0.00%
Texas Ratio 1.24%
NPA Ratio 0.12%
ACL / Loans 1.26%

Capital & Liquidity

CET1 Ratio 12.15%
Tier 1 Capital 12.15%
Total Capital Ratio 13.40%
Leverage Ratio 9.12%
Loan-to-Deposit 83.82%

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