FIRST BANK

CREVE COEUR, MO | Large | Est. July 30, 1906, midnight | FDIC #12229 | RSSD #169653 | FED
Latest Report: 2025-12-31

FIRST BANK is aln large FDIC-insured commercial bank headquartered in CREVE COEUR, MO, established in July 30, 1906, midnight. As of 2025-12-31, the bank reported total assets of $6.7B and total deposits of $6.0B. Profitability stands at 0.65% ROA and 8.16% ROE, with a net interest margin of 3.13%. The bank's CET1 capital ratio is 13.19%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.23% and a Texas Ratio of 1.66%. FDIC Certificate #12229.

Assets

$6.7B

Deposits

$6.0B

Loans

$4.0B

Equity

$536M

Profitability

Return on Assets (ROA) 0.65%
Return on Equity (ROE) 8.16%
Net Interest Margin (NIM) 3.13%
Yield on Assets 5.06%
Cost of Funds 2.45%

Asset Quality

NPL Ratio 0.23%
Net Charge-Off Ratio 0.14%
Texas Ratio 1.66%
NPA Ratio 0.14%
ACL / Loans 1.03%

Capital & Liquidity

CET1 Ratio 13.19%
Tier 1 Capital 13.19%
Total Capital Ratio 14.07%
Leverage Ratio 9.36%
Loan-to-Deposit 67.47%

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