BanksFIRST BANK

FIRST BANK

CREVE COEUR, MOLargeEst. July 30, 1906, midnightFDIC #12229RSSD #169653FED
Latest · 2025-12-31

FIRST BANK is an FDIC-insured commercial bank headquartered in CREVE COEUR, MO, established in July 30, 1906, midnight. As of 2025-12-31, the bank reported total assets of $6.7B and total deposits of $6.0B. Profitability stands at 0.65% ROA and 8.16% ROE, with a net interest margin of 3.13%. CET1 capital ratio: 13.19%, well above regulatory minimums. NPL ratio: 0.23% · Texas Ratio: 1.66%. Operates 75 domestic branches.

Assets
$6.7B
Deposits
$6.0B
Loans
$4.0B
Equity
$536M

Profitability

Return on Assets (ROA)0.65%
Return on Equity (ROE)8.16%
Net Interest Margin3.13%
Yield on Assets5.06%
Cost of Funds1.96%

Asset Quality

NPL Ratio0.23%
Net Charge-Off Ratio0.14%
Texas Ratio1.66%
NPA Ratio0.14%
ACL / Loans1.03%

Capital & Liquidity

CET1 Ratio13.19%
Tier 1 Capital13.19%
Total Capital Ratio14.07%
Leverage Ratio9.36%
Loan-to-Deposit67.47%

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