FIRST EXCHANGE BANK is asn small FDIC-insured commercial bank headquartered in WHITE HALL, WV, established in June 27, 1932, midnight. As of 2025-12-31, the bank reported total assets of $376M and total deposits of $341M. Profitability stands at 0.48% ROA and 6.00% ROE, with a net interest margin of 3.76%. The bank's CET1 capital ratio is 12.81%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 2.50% and a Texas Ratio of 21.51%. FDIC Certificate #13020.
Assets
$376M
Deposits
$341M
Loans
$292M
Equity
$30M
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