BanksEASTERN NATIONAL BANK

EASTERN NATIONAL BANK

MIAMI, FLMicroEst. Sept. 3, 1969, midnightFDIC #20026RSSD #171133OCC
Latest · 2025-12-31

EASTERN NATIONAL BANK is an FDIC-insured commercial bank headquartered in MIAMI, FL, established in Sept. 3, 1969, midnight. As of 2025-12-31, the bank reported total assets of $85M and total deposits of $74M. Profitability stands at -5.48% ROA and -56.95% ROE, with a net interest margin of 4.18%. CET1 capital ratio: 15.45%, well above regulatory minimums. NPL ratio: 0.07% · Texas Ratio: 0.42%. Operates 4 domestic branches.

Assets
$85M
Deposits
$74M
Loans
$56M
Equity
$8M

Profitability

Return on Assets (ROA)-5.48%
Return on Equity (ROE)-56.95%
Net Interest Margin4.18%
Yield on Assets5.39%
Cost of Funds1.27%

Asset Quality

NPL Ratio0.07%
Net Charge-Off Ratio-0.51%
Texas Ratio0.42%
NPA Ratio0.05%
ACL / Loans2.14%

Capital & Liquidity

CET1 Ratio15.45%
Tier 1 Capital15.45%
Total Capital Ratio16.71%
Leverage Ratio9.01%
Loan-to-Deposit75.05%

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