FIRST MERCHANTS BANK

FIRST MERCHANTS BANK is arn regional FDIC-insured commercial bank headquartered in MUNCIE, IN, established in March 13, 1893, midnight. As of 2025-12-31, the bank reported total assets of $19.0B and total deposits of $15.3B. Profitability stands at 1.27% ROA and 9.83% ROE, with a net interest margin of 3.22%. The bank's CET1 capital ratio is 11.86%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.52% and a Texas Ratio of 2.72%. FDIC Certificate #4365.