FIRST MERCHANTS BANK is an FDIC-insured commercial bank headquartered in MUNCIE, IN, established in March 13, 1893, midnight. As of 2025-12-31, the bank reported total assets of $19.0B and total deposits of $15.3B. Profitability stands at 1.27% ROA and 9.83% ROE, with a net interest margin of 3.22%. CET1 capital ratio: 11.86%, well above regulatory minimums. NPL ratio: 0.52% · Texas Ratio: 2.72%. Operates 114 domestic branches.
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