CARSON BANK

MULVANE, KS | Small | Est. July 1, 1886, midnight | FDIC #17369 | RSSD #171656 | FDIC
Latest Report: 2025-12-31

CARSON BANK is asn small FDIC-insured commercial bank headquartered in MULVANE, KS, established in July 1, 1886, midnight. As of 2025-12-31, the bank reported total assets of $205M and total deposits of $183M. Profitability stands at 1.25% ROA and 15.79% ROE, with a net interest margin of 4.29%. The bank's CET1 capital ratio is 11.52%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.00% and a Texas Ratio of 0.60%. FDIC Certificate #17369.

Assets

$205M

Deposits

$183M

Loans

$138M

Equity

$17M

Profitability

Return on Assets (ROA) 1.25%
Return on Equity (ROE) 15.79%
Net Interest Margin (NIM) 4.29%
Yield on Assets 6.03%
Cost of Funds 1.75%

Asset Quality

NPL Ratio 0.00%
Net Charge-Off Ratio 0.00%
Texas Ratio 0.60%
NPA Ratio 0.05%
ACL / Loans 1.16%

Capital & Liquidity

CET1 Ratio 11.52%
Tier 1 Capital 11.52%
Total Capital Ratio 12.63%
Leverage Ratio 8.05%
Loan-to-Deposit 75.34%

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