CREST SAVINGS BANK

WILDWOOD, NJ | Medium | Est. Jan. 1, 1919, midnight | FDIC #28818 | RSSD #172475 | FDIC
Latest Report: 2025-12-31

CREST SAVINGS BANK is amn medium FDIC-insured commercial bank headquartered in WILDWOOD, NJ, established in Jan. 1, 1919, midnight. As of 2025-12-31, the bank reported total assets of $589M and total deposits of $514M. Profitability stands at 0.53% ROA and 6.42% ROE, with a net interest margin of 3.02%. The bank's CET1 capital ratio is 14.20%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.00% and a Texas Ratio of 0.00%. FDIC Certificate #28818.

Assets

$589M

Deposits

$514M

Loans

$445M

Equity

$50M

Profitability

Return on Assets (ROA) 0.53%
Return on Equity (ROE) 6.42%
Net Interest Margin (NIM) 3.02%
Yield on Assets 4.74%
Cost of Funds 1.74%

Asset Quality

NPL Ratio 0.00%
Net Charge-Off Ratio 0.00%
Texas Ratio 0.00%
NPA Ratio 0.00%
ACL / Loans 0.64%

Capital & Liquidity

CET1 Ratio 14.20%
Tier 1 Capital 14.20%
Total Capital Ratio 15.04%
Leverage Ratio 8.22%
Loan-to-Deposit 86.57%

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