FIRST NATIONAL BANK IN MARLOW, THE

MARLOW, OK | Micro | Est. Jan. 24, 1985, midnight | FDIC #26260 | RSSD #17259 | OCC
Latest Report: 2025-12-31

FIRST NATIONAL BANK IN MARLOW, THE is amn micro FDIC-insured commercial bank headquartered in MARLOW, OK, established in Jan. 24, 1985, midnight. As of 2025-12-31, the bank reported total assets of $70M and total deposits of $64M. Profitability stands at 1.52% ROA and 23.42% ROE, with a net interest margin of 4.94%. The bank's CET1 capital ratio is 10.90%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 1.12% and a Texas Ratio of 9.99%. FDIC Certificate #26260.

Assets

$70M

Deposits

$64M

Loans

$52M

Equity

$5M

Profitability

Return on Assets (ROA) 1.52%
Return on Equity (ROE) 23.42%
Net Interest Margin (NIM) 4.94%
Yield on Assets 6.42%
Cost of Funds 2.13%

Asset Quality

NPL Ratio 1.12%
Net Charge-Off Ratio 0.02%
Texas Ratio 9.99%
NPA Ratio 0.82%
ACL / Loans 2.05%

Capital & Liquidity

CET1 Ratio 10.90%
Tier 1 Capital 10.90%
Total Capital Ratio 12.16%
Leverage Ratio 7.65%
Loan-to-Deposit 80.68%

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