VILLAGE BANK, THE

AUBURNDALE, MA | Large | Est. May 1, 1910, midnight | FDIC #26336 | RSSD #173575 | FDIC
Latest Report: 2025-12-31

VILLAGE BANK, THE is aln large FDIC-insured commercial bank headquartered in AUBURNDALE, MA, established in May 1, 1910, midnight. As of 2025-12-31, the bank reported total assets of $2.0B and total deposits of $1.8B. Profitability stands at 0.50% ROA and 5.93% ROE, with a net interest margin of 2.51%. The bank's CET1 capital ratio is 14.72%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.31% and a Texas Ratio of 2.86%. FDIC Certificate #26336.

Assets

$2.0B

Deposits

$1.8B

Loans

$1.7B

Equity

$173M

Profitability

Return on Assets (ROA) 0.50%
Return on Equity (ROE) 5.93%
Net Interest Margin (NIM) 2.51%
Yield on Assets 5.23%
Cost of Funds 2.98%

Asset Quality

NPL Ratio 0.31%
Net Charge-Off Ratio 0.00%
Texas Ratio 2.86%
NPA Ratio 0.25%
ACL / Loans 0.50%

Capital & Liquidity

CET1 Ratio 14.72%
Tier 1 Capital 14.72%
Total Capital Ratio 15.41%
Leverage Ratio 9.25%
Loan-to-Deposit 92.37%

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