FIRST NATIONAL BANK OF HEBBRONVILLE, THE

HEBBRONVILLE, TX | Micro | Est. Jan. 1, 1913, midnight | FDIC #3248 | RSSD #173959 | OCC
Latest Report: 2025-12-31

FIRST NATIONAL BANK OF HEBBRONVILLE, THE is amn micro FDIC-insured commercial bank headquartered in HEBBRONVILLE, TX, established in Jan. 1, 1913, midnight. As of 2025-12-31, the bank reported total assets of $97M and total deposits of $83M. Profitability stands at 1.64% ROA and 12.04% ROE, with a net interest margin of 3.70%. The bank's CET1 capital ratio is 45.55%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.04% and a Texas Ratio of 0.08%. FDIC Certificate #3248.

Assets

$97M

Deposits

$83M

Loans

$27M

Equity

$13M

Profitability

Return on Assets (ROA) 1.64%
Return on Equity (ROE) 12.04%
Net Interest Margin (NIM) 3.70%
Yield on Assets 5.23%
Cost of Funds 2.25%

Asset Quality

NPL Ratio 0.04%
Net Charge-Off Ratio 0.12%
Texas Ratio 0.08%
NPA Ratio 0.01%
ACL / Loans 0.79%

Capital & Liquidity

CET1 Ratio 45.55%
Tier 1 Capital 45.55%
Total Capital Ratio 46.16%
Leverage Ratio 16.52%
Loan-to-Deposit 31.90%

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