BanksCOMMERCE BANK TEXAS

COMMERCE BANK TEXAS

STOCKDALE, TXMicroEst. Feb. 1, 1932, midnightFDIC #15346RSSD #174367FDIC
Latest · 2025-12-31

COMMERCE BANK TEXAS is an FDIC-insured commercial bank headquartered in STOCKDALE, TX, established in Feb. 1, 1932, midnight. As of 2025-12-31, the bank reported total assets of $61M and total deposits of $52M. Profitability stands at 0.13% ROA and 0.95% ROE, with a net interest margin of 2.92%. CET1 capital ratio: 9.98%. NPL ratio: 2.51% · Texas Ratio: 13.64%. Operates 2 domestic branches.

Assets
$61M
Deposits
$52M
Loans
$22M
Equity
$8M

Profitability

Return on Assets (ROA)0.13%
Return on Equity (ROE)0.95%
Net Interest Margin2.92%
Yield on Assets4.29%
Cost of Funds1.47%

Asset Quality

NPL Ratio2.51%
Net Charge-Off Ratio0.00%
Texas Ratio13.64%
NPA Ratio1.92%
ACL / Loans0.89%

Capital & Liquidity

CET1 Ratio9.98%
Tier 1 Capital9.98%
Total Capital Ratio10.48%
Leverage Ratio12.68%
Loan-to-Deposit41.98%

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