COLUMBIA BANK

FAIR LAWN, NJ | Regional | Est. Jan. 1, 1926, midnight | FDIC #28834 | RSSD #174572 | OCC
Latest Report: 2025-12-31

COLUMBIA BANK is arn regional FDIC-insured commercial bank headquartered in FAIR LAWN, NJ, established in Jan. 1, 1926, midnight. As of 2025-12-31, the bank reported total assets of $11.0B and total deposits of $8.5B. Profitability stands at 0.58% ROA and 5.83% ROE, with a net interest margin of 2.42%. The bank's CET1 capital ratio is 13.20%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.47% and a Texas Ratio of 3.35%. FDIC Certificate #28834.

Assets

$11.0B

Deposits

$8.5B

Loans

$8.3B

Equity

$1.1B

Profitability

Return on Assets (ROA) 0.58%
Return on Equity (ROE) 5.83%
Net Interest Margin (NIM) 2.42%
Yield on Assets 4.88%
Cost of Funds 3.04%

Asset Quality

NPL Ratio 0.47%
Net Charge-Off Ratio 0.07%
Texas Ratio 3.35%
NPA Ratio 0.36%
ACL / Loans 0.81%

Capital & Liquidity

CET1 Ratio 13.20%
Tier 1 Capital 13.20%
Total Capital Ratio 14.09%
Leverage Ratio 9.67%
Loan-to-Deposit 97.25%

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