BanksCOLUMBIA BANK

COLUMBIA BANK

FAIR LAWN, NJRegionalEst. Jan. 1, 1926, midnightFDIC #28834RSSD #174572OCC
Latest · 2025-12-31

COLUMBIA BANK is an FDIC-insured commercial bank headquartered in FAIR LAWN, NJ, established in Jan. 1, 1926, midnight. As of 2025-12-31, the bank reported total assets of $11.0B and total deposits of $8.5B. Profitability stands at 0.58% ROA and 5.83% ROE, with a net interest margin of 2.42%. CET1 capital ratio: 13.20%, well above regulatory minimums. NPL ratio: 0.47% · Texas Ratio: 3.35%. Operates 69 domestic branches.

Assets
$11.0B
Deposits
$8.5B
Loans
$8.3B
Equity
$1.1B

Profitability

Return on Assets (ROA)0.58%
Return on Equity (ROE)5.83%
Net Interest Margin2.42%
Yield on Assets4.88%
Cost of Funds2.55%

Asset Quality

NPL Ratio0.47%
Net Charge-Off Ratio0.07%
Texas Ratio3.35%
NPA Ratio0.36%
ACL / Loans0.81%

Capital & Liquidity

CET1 Ratio13.20%
Tier 1 Capital13.20%
Total Capital Ratio14.09%
Leverage Ratio9.67%
Loan-to-Deposit97.25%

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