COMMUNITY FIRST BANK

BOSCOBEL, WI | Medium | Est. Jan. 1, 1871, midnight | FDIC #11595 | RSSD #175140 | FED
Latest Report: 2025-12-31

COMMUNITY FIRST BANK is amn medium FDIC-insured commercial bank headquartered in BOSCOBEL, WI, established in Jan. 1, 1871, midnight. As of 2025-12-31, the bank reported total assets of $636M and total deposits of $531M. Profitability stands at 1.34% ROA and 14.04% ROE, with a net interest margin of 3.89%. The bank's CET1 capital ratio is 14.14%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.11% and a Texas Ratio of 0.69%. FDIC Certificate #11595.

Assets

$636M

Deposits

$531M

Loans

$401M

Equity

$62M

Profitability

Return on Assets (ROA) 1.34%
Return on Equity (ROE) 14.04%
Net Interest Margin (NIM) 3.89%
Yield on Assets 5.17%
Cost of Funds 1.33%

Asset Quality

NPL Ratio 0.11%
Net Charge-Off Ratio 0.00%
Texas Ratio 0.69%
NPA Ratio 0.07%
ACL / Loans 1.17%

Capital & Liquidity

CET1 Ratio 14.14%
Tier 1 Capital 14.14%
Total Capital Ratio 15.25%
Leverage Ratio 10.41%
Loan-to-Deposit 75.62%

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