BANK OF MEAD

MEAD, NE | Micro | Est. Sept. 1, 1885, midnight | FDIC #13611 | RSSD #175458 | FDIC
Latest Report: 2025-12-31

BANK OF MEAD is amn micro FDIC-insured commercial bank headquartered in MEAD, NE, established in Sept. 1, 1885, midnight. As of 2025-12-31, the bank reported total assets of $38M and total deposits of $34M. Profitability stands at 0.69% ROA and 6.77% ROE, with a net interest margin of 3.08%. The bank's CET1 capital ratio is 10.14%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.00% and a Texas Ratio of 0.00%. FDIC Certificate #13611.

Assets

$38M

Deposits

$34M

Loans

$16M

Equity

$4M

Profitability

Return on Assets (ROA) 0.69%
Return on Equity (ROE) 6.77%
Net Interest Margin (NIM) 3.08%
Yield on Assets 4.49%
Cost of Funds 1.82%

Asset Quality

NPL Ratio 0.00%
Net Charge-Off Ratio -0.01%
Texas Ratio 0.00%
NPA Ratio 0.00%
ACL / Loans 3.01%

Capital & Liquidity

CET1 Ratio 10.14%
Tier 1 Capital 10.14%
Total Capital Ratio 10.65%
Leverage Ratio 10.11%
Loan-to-Deposit 47.93%

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