FARMERS & MERCHANTS BANK is asn small FDIC-insured commercial bank headquartered in MIAMISBURG, OH, established in Nov. 23, 1923, midnight. As of 2025-12-31, the bank reported total assets of $355M and total deposits of $303M. Profitability stands at 1.31% ROA and 12.58% ROE, with a net interest margin of 4.59%. The bank's CET1 capital ratio is 10.59%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 1.05% and a Texas Ratio of 7.15%. FDIC Certificate #9462.
Assets
$355M
Deposits
$303M
Loans
$287M
Equity
$38M
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