BANK OF WRIGHTSVILLE

WRIGHTSVILLE, GA | Micro | RSSD #176437
Latest Report: 2025-12-31

BANK OF WRIGHTSVILLE is amn micro FDIC-insured commercial bank headquartered in WRIGHTSVILLE, GA. As of 2025-12-31, the bank reported total assets of $98M and total deposits of $89M. Profitability stands at 1.74% ROA and 20.06% ROE, with a net interest margin of 4.24%. The bank's CET1 capital ratio is 8.98%. Asset quality metrics show a non-performing loan ratio of 0.05% and a Texas Ratio of 0.24%.

Assets

$98M

Deposits

$89M

Loans

$49M

Equity

$9M

Profitability

Return on Assets (ROA) 1.74%
Return on Equity (ROE) 20.06%
Net Interest Margin (NIM) 4.24%
Yield on Assets 5.76%
Cost of Funds 2.43%

Asset Quality

NPL Ratio 0.05%
Net Charge-Off Ratio 0.07%
Texas Ratio 0.24%
NPA Ratio 0.02%
ACL / Loans 1.01%

Capital & Liquidity

CET1 Ratio 8.98%
Tier 1 Capital 8.98%
Total Capital Ratio 9.43%
Leverage Ratio 11.21%
Loan-to-Deposit 54.92%

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