BanksBANK OF WRIGHTSVILLE

BANK OF WRIGHTSVILLE

WRIGHTSVILLE, GAMicroRSSD #176437
Latest · 2025-12-31

BANK OF WRIGHTSVILLE is an FDIC-insured commercial bank headquartered in WRIGHTSVILLE, GA. As of 2025-12-31, the bank reported total assets of $98M and total deposits of $89M. Profitability stands at 1.74% ROA and 20.06% ROE, with a net interest margin of 4.24%. CET1 capital ratio: 8.98%. NPL ratio: 0.05% · Texas Ratio: 0.24%. Operates 1 domestic branch.

Assets
$98M
Deposits
$89M
Loans
$49M
Equity
$9M

Profitability

Return on Assets (ROA)1.74%
Return on Equity (ROE)20.06%
Net Interest Margin4.24%
Yield on Assets5.76%
Cost of Funds1.54%

Asset Quality

NPL Ratio0.05%
Net Charge-Off Ratio0.07%
Texas Ratio0.24%
NPA Ratio0.02%
ACL / Loans1.01%

Capital & Liquidity

CET1 Ratio8.98%
Tier 1 Capital8.98%
Total Capital Ratio9.43%
Leverage Ratio11.21%
Loan-to-Deposit54.92%

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