FIRST NATIONAL BANK OF ORWELL

FIRST NATIONAL BANK OF ORWELL is amn micro FDIC-insured commercial bank headquartered in ORWELL, VT, established in Jan. 1, 1863, midnight. As of 2025-12-31, the bank reported total assets of $88M and total deposits of $77M. Profitability stands at 1.12% ROA and 9.71% ROE, with a net interest margin of 5.20%. The bank's CET1 capital ratio is 11.59%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 1.29% and a Texas Ratio of 11.01%. FDIC Certificate #6280. The institution operates 1 domestic branch.