BELLEVUE STATE BANK

BELLEVUE, IA | Small | Est. Jan. 1, 1934, midnight | FDIC #14415 | RSSD #178244 | FDIC
Latest Report: 2025-12-31

BELLEVUE STATE BANK is asn small FDIC-insured commercial bank headquartered in BELLEVUE, IA, established in Jan. 1, 1934, midnight. As of 2025-12-31, the bank reported total assets of $188M and total deposits of $159M. Profitability stands at 2.15% ROA and 16.37% ROE, with a net interest margin of 3.82%. The bank's CET1 capital ratio is 12.52%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.25% and a Texas Ratio of 1.26%. FDIC Certificate #14415.

Assets

$188M

Deposits

$159M

Loans

$127M

Equity

$24M

Profitability

Return on Assets (ROA) 2.15%
Return on Equity (ROE) 16.37%
Net Interest Margin (NIM) 3.82%
Yield on Assets 5.83%
Cost of Funds 2.14%

Asset Quality

NPL Ratio 0.25%
Net Charge-Off Ratio 0.06%
Texas Ratio 1.26%
NPA Ratio 0.17%
ACL / Loans 1.23%

Capital & Liquidity

CET1 Ratio 12.52%
Tier 1 Capital 12.52%
Total Capital Ratio 13.15%
Leverage Ratio 13.89%
Loan-to-Deposit 79.74%

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