COLFAX BANKING COMPANY

COLFAX, LA | Small | Est. Jan. 1, 1901, midnight | FDIC #8140 | RSSD #178356 | FDIC
Latest Report: 2025-12-31

COLFAX BANKING COMPANY is asn small FDIC-insured commercial bank headquartered in COLFAX, LA, established in Jan. 1, 1901, midnight. As of 2025-12-31, the bank reported total assets of $155M and total deposits of $141M. Profitability stands at 0.80% ROA and 9.28% ROE, with a net interest margin of 3.82%. The bank's CET1 capital ratio is 8.72%. Asset quality metrics show a non-performing loan ratio of 0.04% and a Texas Ratio of 1.07%. FDIC Certificate #8140.

Assets

$155M

Deposits

$141M

Loans

$69M

Equity

$14M

Profitability

Return on Assets (ROA) 0.80%
Return on Equity (ROE) 9.28%
Net Interest Margin (NIM) 3.82%
Yield on Assets 4.81%
Cost of Funds 1.00%

Asset Quality

NPL Ratio 0.04%
Net Charge-Off Ratio 0.04%
Texas Ratio 1.07%
NPA Ratio 0.10%
ACL / Loans 0.48%

Capital & Liquidity

CET1 Ratio 8.72%
Tier 1 Capital 8.72%
Total Capital Ratio 9.16%
Leverage Ratio 11.13%
Loan-to-Deposit 48.61%

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