GRAND VALLEY BANK

HEBER CITY, UT | Medium | Est. Dec. 13, 1983, midnight | FDIC #24922 | RSSD #178851 | FDIC
Latest Report: 2025-12-31

GRAND VALLEY BANK is amn medium FDIC-insured commercial bank headquartered in HEBER CITY, UT, established in Dec. 13, 1983, midnight. As of 2025-12-31, the bank reported total assets of $586M and total deposits of $531M. Profitability stands at 1.31% ROA and 14.96% ROE, with a net interest margin of 3.96%. The bank's CET1 capital ratio is 8.91%. Asset quality metrics show a non-performing loan ratio of 0.02% and a Texas Ratio of 0.08%. FDIC Certificate #24922.

Assets

$586M

Deposits

$531M

Loans

$287M

Equity

$53M

Profitability

Return on Assets (ROA) 1.31%
Return on Equity (ROE) 14.96%
Net Interest Margin (NIM) 3.96%
Yield on Assets 5.47%
Cost of Funds 1.53%

Asset Quality

NPL Ratio 0.02%
Net Charge-Off Ratio 0.00%
Texas Ratio 0.08%
NPA Ratio 0.01%
ACL / Loans 1.87%

Capital & Liquidity

CET1 Ratio 8.91%
Tier 1 Capital 8.91%
Total Capital Ratio 9.36%
Leverage Ratio 11.20%
Loan-to-Deposit 54.07%

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