SACRAMENTO DEPOSIT BANK, THE

SACRAMENTO, KY | Small | Est. Jan. 1, 1895, midnight | FDIC #8762 | RSSD #180144 | FDIC
Latest Report: 2025-12-31

SACRAMENTO DEPOSIT BANK, THE is asn small FDIC-insured commercial bank headquartered in SACRAMENTO, KY, established in Jan. 1, 1895, midnight. As of 2025-12-31, the bank reported total assets of $147M and total deposits of $135M. Profitability stands at 1.34% ROA and 17.18% ROE, with a net interest margin of 4.36%. The bank's CET1 capital ratio is 14.39%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.43% and a Texas Ratio of 3.40%. FDIC Certificate #8762.

Assets

$147M

Deposits

$135M

Loans

$93M

Equity

$11M

Profitability

Return on Assets (ROA) 1.34%
Return on Equity (ROE) 17.18%
Net Interest Margin (NIM) 4.36%
Yield on Assets 6.38%
Cost of Funds 2.04%

Asset Quality

NPL Ratio 0.43%
Net Charge-Off Ratio 0.02%
Texas Ratio 3.40%
NPA Ratio 0.27%
ACL / Loans 1.00%

Capital & Liquidity

CET1 Ratio 14.39%
Tier 1 Capital 14.39%
Total Capital Ratio 15.35%
Leverage Ratio 9.36%
Loan-to-Deposit 69.00%

This is just the summary

The full dashboard covers 4,313 currently filing institutions with CAMELS analytics, peer benchmarks, and exportable tearsheets.

24+ years of history
Excel tearsheet exports
Peer benchmarking
Risk & failure probability
Create Free Account

No credit card required