FIRST NATIONAL BANK OF BASTROP, THE

BASTROP, TX | Large | Est. Aug. 15, 1889, midnight | FDIC #3091 | RSSD #18050 | OCC
Latest Report: 2025-12-31

FIRST NATIONAL BANK OF BASTROP, THE is aln large FDIC-insured commercial bank headquartered in BASTROP, TX, established in Aug. 15, 1889, midnight. As of 2025-12-31, the bank reported total assets of $1.1B and total deposits of $999M. Profitability stands at 1.13% ROA and 12.88% ROE, with a net interest margin of 3.99%. The bank's CET1 capital ratio is 18.31%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.31% and a Texas Ratio of 1.95%. FDIC Certificate #3091.

Assets

$1.1B

Deposits

$999M

Loans

$653M

Equity

$95M

Profitability

Return on Assets (ROA) 1.13%
Return on Equity (ROE) 12.88%
Net Interest Margin (NIM) 3.99%
Yield on Assets 5.67%
Cost of Funds 1.71%

Asset Quality

NPL Ratio 0.31%
Net Charge-Off Ratio 0.06%
Texas Ratio 1.95%
NPA Ratio 0.18%
ACL / Loans 1.16%

Capital & Liquidity

CET1 Ratio 18.31%
Tier 1 Capital 18.31%
Total Capital Ratio 19.42%
Leverage Ratio 11.80%
Loan-to-Deposit 65.37%

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