CITY NATIONAL BANK OF TAYLOR, THE

TAYLOR, TX | Small | Est. Jan. 1, 1900, midnight | FDIC #5548 | RSSD #181963 | OCC
Latest Report: 2025-12-31

CITY NATIONAL BANK OF TAYLOR, THE is asn small FDIC-insured commercial bank headquartered in TAYLOR, TX, established in Jan. 1, 1900, midnight. As of 2025-12-31, the bank reported total assets of $239M and total deposits of $211M. Profitability stands at 1.79% ROA and 14.99% ROE, with a net interest margin of 4.76%. The bank's CET1 capital ratio is 26.97%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.40% and a Texas Ratio of 2.04%. FDIC Certificate #5548.

Assets

$239M

Deposits

$211M

Loans

$150M

Equity

$28M

Profitability

Return on Assets (ROA) 1.79%
Return on Equity (ROE) 14.99%
Net Interest Margin (NIM) 4.76%
Yield on Assets 5.58%
Cost of Funds 0.86%

Asset Quality

NPL Ratio 0.40%
Net Charge-Off Ratio 0.02%
Texas Ratio 2.04%
NPA Ratio 0.25%
ACL / Loans 1.09%

Capital & Liquidity

CET1 Ratio 26.97%
Tier 1 Capital 26.97%
Total Capital Ratio 28.22%
Leverage Ratio 13.00%
Loan-to-Deposit 71.05%

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