CLASSIC BANK, NATIONAL ASSOCIATION

CAMERON, TX | Medium | Est. Aug. 22, 1889, midnight | FDIC #3126 | RSSD #182951 | OCC
Latest Report: 2025-12-31

CLASSIC BANK, NATIONAL ASSOCIATION is amn medium FDIC-insured commercial bank headquartered in CAMERON, TX, established in Aug. 22, 1889, midnight. As of 2025-12-31, the bank reported total assets of $648M and total deposits of $568M. Profitability stands at 2.46% ROA and 22.61% ROE, with a net interest margin of 3.79%. The bank's CET1 capital ratio is 15.51%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.05% and a Texas Ratio of 0.34%. FDIC Certificate #3126.

Assets

$648M

Deposits

$568M

Loans

$525M

Equity

$71M

Profitability

Return on Assets (ROA) 2.46%
Return on Equity (ROE) 22.61%
Net Interest Margin (NIM) 3.79%
Yield on Assets 5.79%
Cost of Funds 2.10%

Asset Quality

NPL Ratio 0.05%
Net Charge-Off Ratio 0.02%
Texas Ratio 0.34%
NPA Ratio 0.04%
ACL / Loans 1.16%

Capital & Liquidity

CET1 Ratio 15.51%
Tier 1 Capital 15.51%
Total Capital Ratio 16.77%
Leverage Ratio 11.48%
Loan-to-Deposit 92.46%

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