CIBC BANK USA

CHICAGO, IL | Regional | Est. Feb. 6, 1991, midnight | FDIC #33306 | RSSD #1842065 | FED
Latest Report: 2025-12-31

CIBC BANK USA is arn regional FDIC-insured commercial bank headquartered in CHICAGO, IL, established in Feb. 6, 1991, midnight. As of 2025-12-31, the bank reported total assets of $64.0B and total deposits of $50.8B. Profitability stands at 1.45% ROA and 8.21% ROE, with a net interest margin of 3.26%. The bank's CET1 capital ratio is 17.22%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 1.43% and a Texas Ratio of 4.88%. FDIC Certificate #33306.

Assets

$64.0B

Deposits

$50.8B

Loans

$39.7B

Equity

$11.2B

Profitability

Return on Assets (ROA) 1.45%
Return on Equity (ROE) 8.21%
Net Interest Margin (NIM) 3.26%
Yield on Assets 5.79%
Cost of Funds 3.76%

Asset Quality

NPL Ratio 1.43%
Net Charge-Off Ratio 0.33%
Texas Ratio 4.88%
NPA Ratio 0.89%
ACL / Loans 1.21%

Capital & Liquidity

CET1 Ratio 17.22%
Tier 1 Capital 17.22%
Total Capital Ratio 18.42%
Leverage Ratio 13.92%
Loan-to-Deposit 78.28%

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