BanksCIBC BANK USA

CIBC BANK USA

CHICAGO, ILRegionalEst. Feb. 6, 1991, midnightFDIC #33306RSSD #1842065FED
Latest · 2025-12-31

CIBC BANK USA is an FDIC-insured commercial bank headquartered in CHICAGO, IL, established in Feb. 6, 1991, midnight. As of 2025-12-31, the bank reported total assets of $64.0B and total deposits of $50.8B. Profitability stands at 1.45% ROA and 8.21% ROE, with a net interest margin of 3.26%. CET1 capital ratio: 17.22%, well above regulatory minimums. NPL ratio: 1.43% · Texas Ratio: 4.88%. Operates 24 domestic branches.

Assets
$64.0B
Deposits
$50.8B
Loans
$39.7B
Equity
$11.2B

Profitability

Return on Assets (ROA)1.45%
Return on Equity (ROE)8.21%
Net Interest Margin3.26%
Yield on Assets5.79%
Cost of Funds2.88%

Asset Quality

NPL Ratio1.43%
Net Charge-Off Ratio0.33%
Texas Ratio4.88%
NPA Ratio0.89%
ACL / Loans1.21%

Capital & Liquidity

CET1 Ratio17.22%
Tier 1 Capital17.22%
Total Capital Ratio18.42%
Leverage Ratio13.92%
Loan-to-Deposit78.28%

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