FIRST NATIONAL BANK OF FLETCHER, THE

FLETCHER, OK | Micro | Est. Nov. 13, 1902, midnight | FDIC #4098 | RSSD #185251 | OCC
Latest Report: 2025-12-31

FIRST NATIONAL BANK OF FLETCHER, THE is amn micro FDIC-insured commercial bank headquartered in FLETCHER, OK, established in Nov. 13, 1902, midnight. As of 2025-12-31, the bank reported total assets of $22M and total deposits of $20M. Profitability stands at -0.57% ROA and -6.02% ROE, with a net interest margin of 3.88%. The bank's CET1 capital ratio is 9.23%. Asset quality metrics show a non-performing loan ratio of 0.00% and a Texas Ratio of 0.00%. FDIC Certificate #4098. The institution operates 1 domestic branch.

Assets

$22M

Deposits

$20M

Loans

$4M

Equity

$2M

Profitability

Return on Assets (ROA) -0.57%
Return on Equity (ROE) -6.02%
Net Interest Margin (NIM) 3.88%
Yield on Assets 4.33%
Cost of Funds 0.54%

Asset Quality

NPL Ratio 0.00%
Net Charge-Off Ratio 0.62%
Texas Ratio 0.00%
NPA Ratio 0.00%
ACL / Loans 5.41%

Capital & Liquidity

CET1 Ratio 9.23%
Tier 1 Capital 9.23%
Total Capital Ratio 9.69%
Leverage Ratio 9.72%
Loan-to-Deposit 21.73%

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