BanksWASHITA STATE BANK

WASHITA STATE BANK

BURNS FLAT, OKMicroEst. March 11, 1977, midnightFDIC #22430RSSD #1856FDIC
Latest · 2025-12-31

WASHITA STATE BANK is an FDIC-insured commercial bank headquartered in BURNS FLAT, OK, established in March 11, 1977, midnight. As of 2025-12-31, the bank reported total assets of $44M and total deposits of $35M. Profitability stands at -2.16% ROA and -14.73% ROE, with a net interest margin of 4.53%. CET1 capital ratio: 14.64%, well above regulatory minimums. NPL ratio: 0.89% · Texas Ratio: 3.86%. Operates 1 domestic branch.

Assets
$44M
Deposits
$35M
Loans
$30M
Equity
$6M

Profitability

Return on Assets (ROA)-2.16%
Return on Equity (ROE)-14.73%
Net Interest Margin4.53%
Yield on Assets7.43%
Cost of Funds3.14%

Asset Quality

NPL Ratio0.89%
Net Charge-Off Ratio0.02%
Texas Ratio3.86%
NPA Ratio0.61%
ACL / Loans1.44%

Capital & Liquidity

CET1 Ratio14.64%
Tier 1 Capital14.64%
Total Capital Ratio15.37%
Leverage Ratio14.19%
Loan-to-Deposit85.75%

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