LINDELL BANK & TRUST COMPANY

SAINT LOUIS, MO | Medium | Est. Jan. 1, 1923, midnight | FDIC #1073 | RSSD #185859 | FED
Latest Report: 2025-12-31

LINDELL BANK & TRUST COMPANY is amn medium FDIC-insured commercial bank headquartered in SAINT LOUIS, MO, established in Jan. 1, 1923, midnight. As of 2025-12-31, the bank reported total assets of $940M and total deposits of $700M. Profitability stands at 1.78% ROA and 10.75% ROE, with a net interest margin of 4.46%. The bank's CET1 capital ratio is 15.87%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.08% and a Texas Ratio of 0.26%. FDIC Certificate #1073.

Assets

$940M

Deposits

$700M

Loans

$532M

Equity

$157M

Profitability

Return on Assets (ROA) 1.78%
Return on Equity (ROE) 10.75%
Net Interest Margin (NIM) 4.46%
Yield on Assets 5.93%
Cost of Funds 1.63%

Asset Quality

NPL Ratio 0.08%
Net Charge-Off Ratio 0.07%
Texas Ratio 0.26%
NPA Ratio 0.05%
ACL / Loans 2.85%

Capital & Liquidity

CET1 Ratio 15.87%
Tier 1 Capital 15.87%
Total Capital Ratio 16.66%
Leverage Ratio 16.53%
Loan-to-Deposit 76.07%

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