FIRST NORTHERN BANK AND TRUST COMPANY

FIRST NORTHERN BANK AND TRUST COMPANY is amn medium FDIC-insured commercial bank headquartered in PALMERTON, PA, established in Oct. 24, 1907, midnight. As of 2025-12-31, the bank reported total assets of $936M and total deposits of $782M. Profitability stands at 0.72% ROA and 5.21% ROE, with a net interest margin of 4.10%. The bank's CET1 capital ratio is 14.11%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 1.21% and a Texas Ratio of 5.92%. FDIC Certificate #7675.