ARBOR BANK

NEBRASKA CITY, NE | Medium | Est. July 1, 1991, midnight | FDIC #33450 | RSSD #1872941 | FDIC
Latest Report: 2025-12-31

ARBOR BANK is amn medium FDIC-insured commercial bank headquartered in NEBRASKA CITY, NE, established in July 1, 1991, midnight. As of 2025-12-31, the bank reported total assets of $659M and total deposits of $559M. Profitability stands at 1.20% ROA and 13.73% ROE, with a net interest margin of 3.52%. The bank's CET1 capital ratio is 10.91%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.87% and a Texas Ratio of 7.73%. FDIC Certificate #33450.

Assets

$659M

Deposits

$559M

Loans

$569M

Equity

$58M

Profitability

Return on Assets (ROA) 1.20%
Return on Equity (ROE) 13.73%
Net Interest Margin (NIM) 3.52%
Yield on Assets 5.58%
Cost of Funds 2.13%

Asset Quality

NPL Ratio 0.87%
Net Charge-Off Ratio 0.00%
Texas Ratio 7.73%
NPA Ratio 0.75%
ACL / Loans 1.00%

Capital & Liquidity

CET1 Ratio 10.91%
Tier 1 Capital 10.91%
Total Capital Ratio 11.95%
Leverage Ratio 9.06%
Loan-to-Deposit 101.88%

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