TODAY'S BANK

HUNTSVILLE, AR | Small | Est. July 26, 1991, midnight | FDIC #33470 | RSSD #1879016 | FDIC
Latest Report: 2025-12-31

TODAY'S BANK is asn small FDIC-insured commercial bank headquartered in HUNTSVILLE, AR, established in July 26, 1991, midnight. As of 2025-12-31, the bank reported total assets of $351M and total deposits of $301M. Profitability stands at 0.80% ROA and 10.62% ROE, with a net interest margin of 3.99%. The bank's CET1 capital ratio is 13.38%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.23% and a Texas Ratio of 4.40%. FDIC Certificate #33470.

Assets

$351M

Deposits

$301M

Loans

$235M

Equity

$26M

Profitability

Return on Assets (ROA) 0.80%
Return on Equity (ROE) 10.62%
Net Interest Margin (NIM) 3.99%
Yield on Assets 6.77%
Cost of Funds 2.83%

Asset Quality

NPL Ratio 0.23%
Net Charge-Off Ratio 0.09%
Texas Ratio 4.40%
NPA Ratio 0.37%
ACL / Loans 1.24%

Capital & Liquidity

CET1 Ratio 13.38%
Tier 1 Capital 13.38%
Total Capital Ratio 14.63%
Leverage Ratio 9.21%
Loan-to-Deposit 78.12%

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