BANK IOWA

WEST DES MOINES, IA | Large | Est. March 7, 1923, midnight | FDIC #14521 | RSSD #187947 | FED
Latest Report: 2025-12-31

BANK IOWA is aln large FDIC-insured commercial bank headquartered in WEST DES MOINES, IA, established in March 7, 1923, midnight. As of 2025-12-31, the bank reported total assets of $2.4B and total deposits of $2.0B. Profitability stands at 1.25% ROA and 15.80% ROE, with a net interest margin of 3.60%. The bank's CET1 capital ratio is 10.55%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 1.33% and a Texas Ratio of 10.82%. FDIC Certificate #14521.

Assets

$2.4B

Deposits

$2.0B

Loans

$1.8B

Equity

$195M

Profitability

Return on Assets (ROA) 1.25%
Return on Equity (ROE) 15.80%
Net Interest Margin (NIM) 3.60%
Yield on Assets 5.83%
Cost of Funds 2.72%

Asset Quality

NPL Ratio 1.33%
Net Charge-Off Ratio 0.03%
Texas Ratio 10.82%
NPA Ratio 0.98%
ACL / Loans 1.33%

Capital & Liquidity

CET1 Ratio 10.55%
Tier 1 Capital 10.55%
Total Capital Ratio 11.75%
Leverage Ratio 8.71%
Loan-to-Deposit 88.06%

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