WESTMORELAND FEDERAL SAVINGS AND LOAN ASSOCIATION OF LATROBE

LATROBE, PA | Small | Est. March 12, 1952, midnight | FDIC #30551 | RSSD #188177 | OCC
Latest Report: 2025-12-31

WESTMORELAND FEDERAL SAVINGS AND LOAN ASSOCIATION OF LATROBE is asn small FDIC-insured commercial bank headquartered in LATROBE, PA, established in March 12, 1952, midnight. As of 2025-12-31, the bank reported total assets of $167M and total deposits of $122M. Profitability stands at -0.03% ROA and -0.11% ROE, with a net interest margin of 2.18%. The bank's CET1 capital ratio is 26.91%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 1.55% and a Texas Ratio of 2.40%. FDIC Certificate #30551.

Assets

$167M

Deposits

$122M

Loans

$70M

Equity

$45M

Profitability

Return on Assets (ROA) -0.03%
Return on Equity (ROE) -0.11%
Net Interest Margin (NIM) 2.18%
Yield on Assets 4.08%
Cost of Funds 2.40%

Asset Quality

NPL Ratio 1.55%
Net Charge-Off Ratio --
Texas Ratio 2.40%
NPA Ratio 0.65%
ACL / Loans 0.59%

Capital & Liquidity

CET1 Ratio 26.91%
Tier 1 Capital 26.91%
Total Capital Ratio 28.26%
Leverage Ratio 26.99%
Loan-to-Deposit 57.70%

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